Manage the team of cluster credit managers ( Recruit, train and manage)
Manage the underwriting of all cases in the alternate channel business in state within stipulated time as prescribed
Take constant feedback from the team to clear any bottle necks / solve any issues and ensure least attrition in the cluster
Ensure Discipline and monitor other routine issues
Credit Appraisal: Ensure all loan application is appraised as per credit policy and within applicable TAT
Credit Policy: Manage the changes in Credit policy as per market requirement to maintain healthy portfolio quality
Training: Training the team regularly on credit policy and improvement areas.
Good interpersonal, relationship management, customer service, and rapport building skills.
Risk Mitigation: Identify and analyse risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality.
Industry:
Banking/Financial Services/Broking
Functional Area:
Banking / Insurance
Keyskills:
credit underwriter
Desired Candidate Profile
7-10 years experience required in Financial services preferably NBFCs dealing with mortgage loans, housing loans, PL through DSAs and DSTs. Minimum 5 years experience in credit appraisal is essential for this role. Minimum 3 years experience in managing team is essential
Company Profile
eHRSolution
eHRSsolution
Ehrsolution is a PEO company into business of various professional services solution provider. Act as a problem solver. Identify and Understand need before devising and suggesting a plan/solution.Offer HR / Operation Solutions and enable our clients to enhance the net worth of their human resource capital. Ehrsolution believe in building Relationship with our clients through our professional services